- A Look At Alkami Technology (ALKT) Valuation After A US$100 Million Share Repurchase Authorization
May 8, 2026
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Alkami Technology (ALKT) has implemented a US$100 million share repurchase program, supported by a credit agreement amendment that allows the company to use up to US$100 million of cash for buybacks.
See our latest analysis for Alkami Technology.
The share repurchase announcement comes after a sharp 10.46% 7 day share price return and a 4.06% 1 day move to US$17.43. However, the year to date share price return of 23.15% and 1 year total shareholder return of 40.79% indicate momentum has faded compared with the 3 year total shareholder return of 34.70%.
If this kind of fintech and digital banking story interests you, it can be useful to look at other software driven financial platforms using tools like the 62 profitable AI stocks that aren't just burning cash
With Alkami trading at US$17.43, a US$100 million buyback in place, an intrinsic value estimate suggesting a 42.68% discount, and a 24.31% gap to analyst targets, is this a genuine opportunity or is the market already pricing in future growth?
Most Popular Narrative: 23.1% Undervalued
Alkami's most widely followed narrative points to a fair value of $22.67 against a last close of $17.43, framing the buyback within a discounted valuation story.
Demand for platform integration and digital onboarding/account opening capabilities is accelerating among banks and credit unions as they compete for younger, digitally native account holders. Alkami's strong cross sell momentum (MANTL, data analytics, marketing modules) and seamless integration strategy position it to capitalize on this shift, likely driving sustained revenue growth and increasing average revenue per user.
Read the complete narrative.
Curious what sits behind a double digit revenue growth path, a margin swing into profit, and a premium future earnings multiple, all tied to one fair value number?
Result: Fair Value of $22.67 (UNDERVALUED)
Have a read of the narrative in full and understand what's behind the forecasts.
However, investors still need to weigh concentration in regional and community institutions, as well as intense competition in digital banking, either of which could challenge revenue growth and margins.
Find out about the key risks to this Alkami Technology narrative.
Next Steps
With both concerns and optimism highlighted, it makes sense to review the underlying data yourself and move quickly to form your own view using the 3 key rewards and 1 important warning sign
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include ALKT.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
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- Alkami and Cornerstone Advisors Release the 2026 Digital Banking Performance Metrics Report for Retail and Business Banking
May 7, 2026
New research highlights a shift from digital adoption to performance, with first-time business banking benchmarks
PLANO, Texas, May 7, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced the release of its new research, the 2026 Digital Banking Performance Metrics Report, commissioned by Alkami and conducted by Cornerstone Advisors. Now in its seventh year, the report expands beyond retail banking for the first time to include new benchmarks for business digital banking, while continuing to deliver insights into digital banking adoption, user engagement, and performance trends.Alkami Logo (PRNewsfoto/Alkami Technology, Inc.)
The report shows that digital banking is firmly established as the primary channel for retail account holder interaction and is increasingly central in business banking. The retail findings highlight a nine-point increase in mobile activations from 2022 to 2025, digital loan applications crossing the 50% threshold for the first time, and a meaningful increase in cross sales with account holder relationships on average expanding by 1.56 new products per user through the digital channel.
"Financial institutions need a digital banking metrics framework that does three things: focuses measurement on outcomes, not just activity; connects digital performance data to business goals; and distinguishes between metrics worth tracking and metrics worth managing to," said Ron Shevlin, chief research officer at Cornerstone Advisors. "There's no limit to what a financial institution could measure."
Key retail digital banking findings include:
87% of checking accounts are associated with active digital banking users, reflecting continued growth in digital banking adoption 82% of mobile banking users are actively engaged, reinforcing mobile as a primary channel for account holder interaction 51% of loan applications are now submitted through digital channels, marking a milestone for digital lending Financial institutions average 1.56 new products per digital banking user, highlighting the connection between engagement and growth
While digital adoption continues to rise in retail banking, friction remains in some channels. Account opening abandonment persists despite deliberate investments, and shifting usage patterns across tools like person-to-person payments and personal financial management suggest growing competition from third-party providers.
On the business side, those that are using treasury services are using them actively, but there are gaps in account opening, digital loan origination, and other features that growing businesses expect from their financial institution, including real-time payments, integrated payables and receivables, and cash flow forecasting.
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Key business digital banking findings include:
78% of business accounts are active in digital banking, on average 75% of business accounts are actively using mobile banking applications 17% of financial institutions are offering digital account opening for businesses and are seeing just under 25% of their business accounts open online 20% of institutions are offering online business loan origination and see 37% of business loan dollar volume originated online
"Digital banking has become a primary driver of engagement and growth for financial institutions, and having clear performance benchmarks is critical to making informed decisions," said Marla Pieton, vice president, brand, public relations and influencer marketing at Alkami. "This report helps banks and credit unions better understand where they stand today, and where they can continue to evolve their digital strategies to meet the needs of both consumers and businesses."
To download the full 2026 Digital Banking Performance Metrics Report, visit here.
For more details on the findings of this study and expert advice on how institutions can turn digital performance metrics into real business outcomes, join us for the upcoming webinar titled, "From Metrics to Momentum: Turning Digital Banking Data into Measurable Growth" on June 10 at 12 p.m. ET.
To learn more about Anticipatory Banking and the Alkami Digital Sales & Service Platform, visit here.
About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.
About Cornerstone Advisors For over 20 years, Cornerstone Advisors has delivered gritty insights, bold strategies, and data-driven solutions to build smarter banks, credit unions, and fintechs. From technology systems selection and implementation to contract negotiations, performance improvement, vendor management, strategic planning, and merger and acquisition services, Cornerstone combines expertise with research and proprietary data to help financial institutions thrive in today's challenging environment.
Media Relations Contacts Vested
alkami@fullyvested.com
Marla Pieton
marla.pieton@alkami.comCision
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- Alkami and Cornerstone Advisors Release the 2026 Digital Banking Performance Metrics Report for Retail and Business Banking
May 7, 2026 · prnewswire.com
New research highlights a shift from digital adoption to performance, with first-time business banking benchmarks PLANO, Texas, May 7, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced the release of its new research, the 2026 Digital Banking Performance Metrics Report, commissioned by Alkami and conducted by Cornerstone Advisors. Now in its seventh year, the report expands beyond retail banking for the first time to include new benchmarks for business digital banking, while continuing to deliver insights into digital banking adoption, user engagement, and performance trends.
- ALKAMI AND CORNERSTONE ADVISORS RELEASE THE 2026 DIGITAL BANKING PERFORMANCE METRICS REPORT FOR RETAIL AND BUSINESS BANKING
May 7, 2026
NEW RESEARCH HIGHLIGHTS A SHIFT FROM DIGITAL ADOPTION TO PERFORMANCE, WITH FIRST-TIME BUSINESS BANKING BENCHMARKS PLANO, TEXAS, MAY 7, 2026 /PRNEWSWIRE/ -- ALKAMI TECHNOLOGY, INC. (NASDAQ: ALKT) ("ALKAMI"), A DIGITAL SALES AND SERVICE PLATFORM PROVIDER FOR FINANCIAL INSTITUTIONS IN THE U.S., TODAY ANNOUNCED THE RELEASE OF ITS NEW RESEARCH, THE 2026 DIGITAL BANKING PERFORMANCE METRICS REPORT, COMMISSIONED BY ALKAMI AND CONDUCTED BY CORNERSTONE ADVISORS. NOW IN ITS SEVENTH YEAR, THE REPORT EXPANDS BEYOND RETAIL BANKING FOR THE FIRST TIME TO INCLUDE NEW BENCHMARKS FOR BUSINESS DIGITAL BANKING, WHILE CONTINUING TO DELIVER INSIGHTS INTO DIGITAL BANKING ADOPTION, USER ENGAGEMENT, AND PERFORMANCE TRENDS.
- Alkami to Host Webinar on Advancing Anticipatory Banking Through Connected Digital Experiences
May 6, 2026
Industry leaders from Tri City National Bank, Raiz Federal Credit Union, and Educators Credit Union to share practical strategies for unifying systems and delivering proactive, insight-driven account holder experiences
PLANO, Texas, May 6, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced it will host an upcoming webinar with Credit Union Times, "Anticipatory Banking Starts Here: A Practical Path Forward," on May 14, 2026, at 2:00 PM ET.Alkami Logo (PRNewsfoto/Alkami Technology, Inc.)
As financial institutions focus on strengthening relationships and driving growth, there is a drive from reactive service models to more anticipatory approaches. However, many institutions face challenges due to disconnected systems across digital banking, account opening, analytics, and marketing, which can limit visibility and create fragmented user experiences. This webinar will explore how banks and credit unions can overcome these challenges by connecting their digital ecosystems to deliver more seamless, proactive engagement.
"As part of our transformation journey, our team sought to eliminate friction across the experience. Previously, opening an account online could take days to open and fully fund," said Amy Krasikov, vice president of digital experience at Raiz Federal Credit Union. "Since our implementation of MANTL Account Opening & Onboarding, we've delivered a 4.5-minute account opening experience and can successfully grow those relationships in digital banking. Moving forward, we are thrilled to bring the Data & Marketing Solution into the mix so we can better leverage our members' data for personalization, relationship building, and cross-sell opportunities."
The session will feature insights from industry leaders:
Nick Bandoch, senior vice president, chief brand officer, Tri City National Bank Amy Krasikov, vice president of digital experience, Raiz Federal Credit Union Kimberly Schmidt, vice president of digital services, Educators Credit Union George Dow, senior director, solution architecture, Alkami
Together, panelists will share real-world perspectives on how they are approaching digital transformation in a practical, phased way, without disrupting operations.
Attendees will learn:
How to shift organizational mindset to better serve account holders Ways to reimagine the digital "front door" of their institution What it takes to anticipate account holder needs earlier How peers are taking a phased, practical approach to integration Where to start to create immediate impact
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The webinar is designed for credit union and banking leaders responsible for digital strategy, member experience, marketing, operations, and technology. The discussion aligns with Alkami's broader focus on helping financial institutions unify the account holder journey across account opening, digital banking, and data and marketing. Through its Digital Sales & Service Platform, Alkami brings these capabilities together to help institutions reduce fragmentation, improve visibility, and support more connected, data-informed engagement.
"Many financial institutions already have the foundational tools to acquire and serve account holders, but those systems were never designed to work together," said George Dow, senior director of solution architecture at Alkami. "When those systems are connected, institutions can anticipate needs, act on insights at the right time, and deliver seamless, more relevant experiences."
To register for the webinar, visit here.
To learn more about the Alkami Digital Sales & Service Platform, visit here. To request a demo, visit here.
About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.
Media Relations Contacts Vested
alkami@fullyvested.com
Marla Pieton
marla.pieton@alkami.comCision
View original content to download multimedia:https://www.prnewswire.com/news-releases/alkami-to-host-webinar-on-advancing-anticipatory-banking-through-connected-digital-experiences-302763507.html
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- Alkami to Host Webinar on Advancing Anticipatory Banking Through Connected Digital Experiences
May 6, 2026 · prnewswire.com
Industry leaders from Tri City National Bank, Raiz Federal Credit Union, and Educators Credit Union to share practical strategies for unifying systems and delivering proactive, insight-driven account holder experiences PLANO, Texas, May 6, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced it will host an upcoming webinar with Credit Union Times, "Anticipatory Banking Starts Here: A Practical Path Forward," on May 14, 2026, at 2:00 PM ET. As financial institutions focus on strengthening relationships and driving growth, there is a drive from reactive service models to more anticipatory approaches.
- ALKAMI TO HOST WEBINAR ON ADVANCING ANTICIPATORY BANKING THROUGH CONNECTED DIGITAL EXPERIENCES
May 6, 2026
INDUSTRY LEADERS FROM TRI CITY NATIONAL BANK, RAIZ FEDERAL CREDIT UNION, AND EDUCATORS CREDIT UNION TO SHARE PRACTICAL STRATEGIES FOR UNIFYING SYSTEMS AND DELIVERING PROACTIVE, INSIGHT-DRIVEN ACCOUNT HOLDER EXPERIENCES PLANO, TEXAS, MAY 6, 2026 /PRNEWSWIRE/ -- ALKAMI TECHNOLOGY, INC. (NASDAQ: ALKT) ("ALKAMI"), A DIGITAL SALES AND SERVICE PLATFORM PROVIDER FOR FINANCIAL INSTITUTIONS IN THE U.S., TODAY ANNOUNCED IT WILL HOST AN UPCOMING WEBINAR WITH CREDIT UNION TIMES, "ANTICIPATORY BANKING STARTS HERE: A PRACTICAL PATH FORWARD," ON MAY 14, 2026, AT 2:00 PM ET. AS FINANCIAL INSTITUTIONS FOCUS ON STRENGTHENING RELATIONSHIPS AND DRIVING GROWTH, THERE IS A DRIVE FROM REACTIVE SERVICE MODELS TO MORE ANTICIPATORY APPROACHES.
- Alkami to Present at the 2026 J.P. Morgan Global Technology, Media and Communications Conference
May 5, 2026
PLANO, Texas, May 5, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that company executive leadership will present at the 2026 J.P. Morgan Global Technology, Media and Communications Conference on Monday, May 18, 2026. Alex Shootman, chief executive officer and Cassandra Hudson, chief financial officer, will be presenting. A webcast and replay of the event will be accessible at investors.alkami.com following the conference.Alkami Logo (PRNewsfoto/Alkami Technology, Inc.)
About Alkami
Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.
Investor Relations Contact
Steve Calk
ir@alkami.com
Media Relations Contacts
Marla Pieton
marla.pieton@alkami.com
Valerie Kerner
alkami@fullyvested.comCision
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- Alkami Technology (ALKT) Is Up 8.8% After New 2026 Guidance And US$100M Buyback Plan
May 5, 2026
In late April 2026, Alkami Technology reported first-quarter 2026 results showing US$126.14 million in sales and a US$9.96 million net loss, issued second-quarter and full-year 2026 revenue guidance, and announced authorization of a US$100 million share repurchase program. The combination of strong revenue growth alongside ongoing losses, paired with management’s decision to deploy capital into buybacks, gives investors fresh insight into Alkami’s growth-investment balance and capital priorities. We’ll now examine how Alkami’s new 2026 revenue guidance and US$100 million buyback reshape the company’s existing investment narrative.
Find 48 companies with promising cash flow potential yet trading below their fair value.
Alkami Technology Investment Narrative Recap
To own Alkami Technology, you need to believe its digital banking platform can keep attracting regional and community institutions while eventually turning ongoing net losses into sustainable profitability. Right now, the key catalyst is how quickly new products and client wins convert into higher recurring revenue, while the biggest risk is intensifying competition and potential pricing pressure. The latest Q1 loss and 2026 guidance do not appear to fundamentally change that risk‑reward balance in the very near term.
Among the recent announcements, Alkami’s new full year 2026 revenue guidance of US$527.1 million to US$530.9 million is particularly relevant. It gives a clearer line of sight on how management currently sees demand for its platform after Q1’s US$126.14 million in revenue and US$9.96 million net loss, and it frames expectations around whether product expansion and client growth can offset higher spending and rising competitive and compliance pressures.
Yet beneath the strong top line, the risk that rising competition and higher compliance costs could weigh on margins is something investors should be aware of...
Read the full narrative on Alkami Technology (it's free!)
Alkami Technology's narrative projects $721.8 million revenue and $76.0 million earnings by 2029. This requires 17.6% yearly revenue growth and a $123.7 million earnings increase from -$47.7 million today.
Uncover how Alkami Technology's forecasts yield a $22.67 fair value, a 32% upside to its current price.
Exploring Other PerspectivesALKT 1-Year Stock Price Chart
Some of the lowest ranked analysts paint a much tougher story, assuming revenue of about US$730.8 million and earnings of roughly US$89.3 million by 2029, so you should treat Alkami’s latest guidance and buyback as fresh data points that could shift both the more optimistic and the more pessimistic views over time.
Story Continues
Explore 6 other fair value estimates on Alkami Technology - why the stock might be worth just $18.00!
The Verdict Is Yours
Don't just follow the ticker - dig into the data and build a conviction that's truly your own.
A great starting point for your Alkami Technology research is our analysis highlighting 3 key rewards and 1 important warning sign that could impact your investment decision. Our free Alkami Technology research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Alkami Technology's overall financial health at a glance.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include ALKT.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
View Comments
- Alkami to Present at the 2026 J.P. Morgan Global Technology, Media and Communications Conference
May 5, 2026 · prnewswire.com
PLANO, Texas, May 5, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that company executive leadership will present at the 2026 J.P. Morgan Global Technology, Media and Communications Conference on Monday, May 18, 2026.
