- Consumer Finance Companies Poised to Meet Outlooks Amid Acceleration in Spending, Loan Trends, RBC Says
May 11, 2026
Several major US consumer finance companies are tracking towards their full-year outlooks amid a sli
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- Ally Financial Shareholders Back Board as CEO Touts Strategy Momentum, Buybacks
May 9, 2026
Ally Financial logo
Key Points
Interested in Ally Financial Inc.? Here are five stocks we like better. Ally Financial shareholders approved all 12 board nominees and several management-backed proposals, including executive compensation and incentive plans, while rejecting a proposal to make it easier for shareholders to call a special meeting. CEO Michael Rhodes said Ally’s “Focus Forward” strategy is gaining traction, highlighting simplification, stronger balance-sheet foundations, and concentration on core businesses like Dealer Financial Services, Corporate Finance and Ally Bank. Rhodes pointed to improving performance and capital returns, citing record or strong 2025 results, a 10.2% CET1 ratio, resumed share repurchases under a $2 billion authorization, and first-quarter 2026 adjusted EPS of $1.11.
Top 5 MarketRank™ Stocks Backed by Analysts and Big Institutions
Ally Financial (NYSE:ALLY) shareholders approved the company’s board nominees and several management-backed proposals at the company’s 2026 annual meeting, while rejecting a shareholder proposal that sought to lower the ownership threshold required to call a special shareholder meeting.
Chairman Fritz Hobbs opened the meeting by recognizing the company’s director nominees, including newly nominated board candidate Tracy Webber. Hobbs said the board believes the group has “the right mix of perspectives, backgrounds, skills, and experiences” to oversee Ally’s strategy.
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Hope Mehlman, Ally’s chief legal and corporate affairs officer and corporate secretary, said a quorum was present and that shareholders of record as of March 13, 2026, were eligible to vote. She also noted that the company’s proxy statement included new disclosures related to artificial intelligence and quantum computing oversight.
Shareholders Approve Board Slate, Compensation Plans
According to preliminary results announced during the meeting, shareholders elected all 12 director nominees to terms ending at the 2027 annual meeting. Shareholders also approved an advisory vote on executive compensation, ratified Deloitte & Touche LLP as Ally’s independent registered public accounting firm for 2026, approved the Ally Financial Inc. Incentive Compensation Omnibus Plan and approved the Ally Financial Inc. Employee Stock Purchase Plan.
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Ally Financial Pops on Q4 Earnings Beat and $2 Billion Buyback
A shareholder proposal submitted by John Chevedden was not approved. The proposal sought to amend Ally’s governing documents to allow shareholders owning a combined 10% of outstanding common stock to call a special shareholder meeting. Ally’s board had recommended votes against the proposal.
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Chevedden argued that Ally’s existing 25% threshold made the right to call a special meeting difficult to use and said shareholders need a “reasonable ability” to call such a meeting to encourage board accountability. Mehlman said final voting results will be filed in a Form 8-K within four business days of the meeting.
CEO Says Strategy Refresh Is Gaining Traction
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Following the formal meeting, Chief Executive Officer Michael Rhodes said Ally’s “Focus Forward” strategy, introduced internally a year earlier, is resonating and building momentum. Rhodes said the strategy is centered on simplifying the company, strengthening its foundations and concentrating on businesses where Ally has competitive advantages.
Rhodes identified three core franchises: Dealer Financial Services, Corporate Finance and Ally Bank. He said these businesses operate in large, fragmented markets and offer opportunities for disciplined growth.
“Over the past year, we have moved from setting our strategy to executing against it,” Rhodes said. “We are simplifying our businesses, we strengthened our foundations, and we’re concentrating our efforts where Ally has clear competitive advantages.”
Rhodes cited several 2025 milestones, including record auto finance application volumes, an all-time record of $1.5 billion in insurance written premiums, and Corporate Finance results that included a 28% return on equity and a second consecutive year of zero net charge-offs. He also said Ally Bank recorded its 17th consecutive year of customer growth.
Capital, Costs and Business Simplification
Rhodes said Ally made several moves to reduce complexity and strengthen its balance sheet, including ceasing mortgage originations and completing the sale of its credit card business. He also said the company repositioned part of its securities portfolio to reduce interest rate risk.
Ally held operating expenses flat for a second consecutive year, Rhodes said, while increasing its common equity tier 1 ratio by 40 basis points to 10.2%. He said that capital strength allowed the company to resume share repurchases in the fourth quarter with a $2 billion authorization.
The CEO also highlighted the deployment of Ally.ai across the company in 2025, saying it helped Ally’s more than 10,000 employees work more efficiently while innovating responsibly. Rhodes said Ally ranked in the top 10% globally for employee engagement for the sixth consecutive year and was recognized by Fortune and USA Today as a top workplace.
Rhodes also pointed to Ally’s fourth consecutive “outstanding” Community Reinvestment Act rating and said the company deployed $1.34 billion in loans and investments to support low- and moderate-income communities.
First-Quarter Momentum and Capital Allocation
Rhodes said Ally carried momentum into 2026, reporting first-quarter adjusted earnings per share of $1.11, up 90% from 2025. He said the company remains focused on growth in Auto Finance, Insurance, Corporate Finance and Ally Bank while maintaining discipline.
During a brief question-and-answer session, Sean Leary, Ally’s chief financial planning and investor relations officer, summarized shareholder questions on capital allocation. Rhodes said Ally’s top capital priority is funding accretive organic growth in its core franchises, followed by increasing capital ratios and returning capital to shareholders through dividends and repurchases.
Rhodes said Ally’s first quarter reflected all three priorities, citing record auto application flow, double-digit year-over-year growth in originations, 6% loan growth in Corporate Finance, $150 million in share repurchases and a 60-basis-point increase in the CET1 ratio.
“We’re not going to chase growth for growth’s sake,” Rhodes said, adding that the company remains focused on risk-adjusted returns and preserving flexibility through its open-ended $2 billion share repurchase authorization.
Rhodes closed by thanking shareholders and employees, saying that while macroeconomic conditions remain fluid, Ally is positioned to adapt, execute and deliver sustainable returns.
About Ally Financial (NYSE:ALLY)
Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.
In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.
This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.
The article "Ally Financial Shareholders Back Board as CEO Touts Strategy Momentum, Buybacks" was originally published by MarketBeat.
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- Ally Financial Shareholders Back Board as CEO Touts Strategy Momentum, Buybacks
May 9, 2026 · marketbeat.com
Ally Financial NYSE: ALLY shareholders approved the company's board nominees and several management-backed proposals at the company's 2026 annual meeting, while rejecting a shareholder proposal that sought to lower the ownership threshold required to call a special shareholder meeting.
- Ally Financial ALLY Valuation Check After Refocus On Auto Lending And Digital Banking
May 7, 2026
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Why Ally Financial (ALLY) is on investors’ radar today
Ally Financial (ALLY) is back in focus after a recent move in its stock price, prompting investors to reassess how its digital banking and auto finance business lines are being valued.
See our latest analysis for Ally Financial.
At a share price of $44.30, Ally Financial has seen a 1 month share price return of 9.87% and a 1 year total shareholder return of 40.35%. The 3 year total shareholder return of 93.44% points to momentum that has been building over a longer horizon.
If the recent move in Ally has you thinking about what else is working in the market, this can be a good moment to broaden your search with 19 top founder-led companies
With Ally trading at $44.30, sitting at a reported 24.5% intrinsic discount and 21.9% below one analyst price target, the key question is whether this gap signals a buying opportunity or whether markets are already pricing in future growth.
Most Popular Narrative: 11.4% Undervalued
Based on the most followed narrative, Ally Financial's fair value of $50.00 sits above the last close of $44.30, which puts that recent price move in a different light.
Ally Financial (ALLY) has recently made significant strategic moves, including cutting part of its workforce and exiting the mortgage business. While such decisions often raise concerns in the short term, they could set the stage for long-term growth and improved profitability.
Read the complete narrative.
This narrative hinges on how refocusing on auto lending, digital banking, and wealth management could reshape earnings, margins, and the profit multiple that investors are willing to pay.
Result: Fair Value of $50.00 (UNDERVALUED)
Have a read of the narrative in full and understand what's behind the forecasts.
However, refocusing on auto finance and digital banking could disappoint if credit losses rise or customer growth slows. This may challenge that 11.4% undervalued view.
Find out about the key risks to this Ally Financial narrative.
Next Steps
With all this in mind, are you leaning toward optimism or caution on Ally, and are you willing to move quickly to test that view against the 5 key rewards?
Looking for more investment ideas?
If Ally has sharpened your interest, treat this as your cue to widen the lens and line up a few more stocks that could fit your game plan.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include ALLY.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
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- Ally Financial to present at the Bernstein Strategic Decisions Conference
May 6, 2026
CHARLOTTE, N.C., May 6, 2026 /PRNewswire/ -- Ally Financial (NYSE: ALLY) Chief Executive Officer Michael Rhodes will present at the Bernstein Strategic Decisions Conference on Thursday, May 28, 2026 at approximately 8:00 a.m. ET.Ally Financial (PRNewsfoto/Ally Financial)
A live webcast will be available on the day of the conference at http://www.ally.com/about/investor/ under the Events and Presentations section of the Investor Relations website. A replay will also be available.
About Ally Financial Ally Financial Inc. (NYSE: ALLY) is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies. For more information, please visit www.ally.com.
For more information and disclosures about Ally, visit https://www.ally.com/#disclosures.
For further images and news on Ally, please visit http://media.ally.com.
Contacts:
Sean Leary
Ally Investor Relations
704-444-4830
sean.leary@ally.com
Peter Gilchrist
Ally Communications (Media)
704-644-6299
peter.gilchrist@ally.comCision
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- Ally Financial to present at the Bernstein Strategic Decisions Conference
May 6, 2026 · prnewswire.com
CHARLOTTE, N.C., May 6, 2026 /PRNewswire/ -- Ally Financial (NYSE: ALLY) Chief Executive Officer Michael Rhodes will present at the Bernstein Strategic Decisions Conference on Thursday, May 28, 2026 at approximately 8:00 a.m.
- ALLY FINANCIAL TO PRESENT AT THE BERNSTEIN STRATEGIC DECISIONS CONFERENCE
May 6, 2026
CHARLOTTE, N.C., MAY 6, 2026 /PRNEWSWIRE/ -- ALLY FINANCIAL (NYSE: ALLY) CHIEF EXECUTIVE OFFICER MICHAEL RHODES WILL PRESENT AT THE BERNSTEIN STRATEGIC DECISIONS CONFERENCE ON THURSDAY, MAY 28, 2026 AT APPROXIMATELY 8:00 A.M.
- OneMain Holdings Q1 Earnings Beat as NII Rises Y/Y, Stock Falls 3.7%
May 4, 2026
OneMain Holdings’ OMF first-quarter 2026 adjusted earnings of $1.95 per share in the consumer and insurance (C&I) segment surpassed the Zacks Consensus Estimate of $1.92. Moreover, the bottom line increased 13.4% from the year-ago quarter.
Results were primarily driven by an increase in net interest income (NII) and other revenues. However, higher total other expenses and provisions hurt the results to an extent. A sequential decline in net finance receivables was another negative for the company. Probably, because of these, shares of the company lost 3.7% following the earnings release.
After considering non-recurring items, net income (on a GAAP basis) was $226 million, up 6.1% from the prior-year quarter.
OMF’s NII Improves, Expenses Rise
NII rose 6.9% from the prior-year quarter to $1.07 billion.
Total other revenues were $197 million, up 4.8% from the prior-year quarter. The rise was driven by an increase in insurance fees and other income.
Total other expenses rose 10.6% year over year to $501 million on account of higher operating expenses and an increase in costs related to insurance policy benefits and claims.
OneMain Holdings’ Credit Quality Worsens
The provision for finance receivable losses was $465 million, up 2% from the prior-year quarter. In the reported quarter, OneMain Holdings recorded net charge-offs of $511 million, up 8% from the prior-year quarter.
The company reported 30-89-day delinquencies of $666 million, up 5.7% from the prior-year quarter. The allowance ratio of 11.53% was up from 11.52% in the prior-year quarter.
OMF’s Net Finance Receivables & Debt Declines
As of March 31, 2026, net finance receivables amounted to $24.4 billion, down 1.6% from the prior-quarter end. Long-term debt declined 1.3% from the prior-quarter end to $22.4 billion.
OneMain Holdings’ Share Repurchase Update
In the reported quarter, the company repurchased 1.9 million shares of common stock for $105 million.
Our View on OMF
Rising expenses due to higher compensation and other operating expenses are expected to continue to hamper OneMain Holdings’ profitability. Weakening asset quality remains another major near-term headwind. Nevertheless, the company’s efforts to grow credit card and auto finance loans alongside acquisitions are expected to support its financials.
OneMain Holdings, Inc. Price, Consensus and EPS SurpriseOneMain Holdings, Inc. Price, Consensus and EPS Surprise
OneMain Holdings, Inc. price-consensus-eps-surprise-chart | OneMain Holdings, Inc. Quote
Currently, OneMain Holdings carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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Performance of OMF’s Peers
Ally Financial’s ALLY first-quarter 2026 adjusted earnings of $1.11 per share surpassed the Zacks Consensus Estimate of 93 cents. The bottom line reflected a 90% jump from the year-ago quarter.
Results primarily benefited from a rise in net financing revenues and a sharp increase in other revenues. Lower expenses and an increase in loan and deposit balances were tailwinds for ALLY. However, a rise in provisions was an undermining factor.
Capital One’s COF first-quarter 2026 adjusted earnings of $4.42 per share lagged the Zacks Consensus Estimate of $4.61. However, the bottom line was up from $4.06 in the prior-year quarter.
COF’s results were hurt by a jump in provisions, higher expenses and a lower loan balance. However, a rise in NII and higher non-interest income offered support.
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Ally Financial Inc. (ALLY) : Free Stock Analysis Report
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This article originally published on Zacks Investment Research (zacks.com).
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- Ally announces redemption of its Series B preferred stock
May 4, 2026
DETROIT, May 4, 2026 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) today announced that it will redeem all 1,350,000 outstanding shares (Preferred Shares) of its 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (Series B Preferred Stock) on May 15, 2026 (Redemption Date), representing 100% of the issued and outstanding Series B Preferred Stock and an aggregate liquidation preference of $1,350,000,000.Ally Financial (PRNewsfoto/Ally Financial)
The Preferred Shares will be redeemed for a redemption price equal to $1,000 per share of Preferred Shares plus an amount equal to any declared and unpaid dividends for the then-current dividend period up to but excluding the Redemption Date (together, the Redemption Payment). From and after the Redemption Date, all dividends will cease to accrue on the Preferred Shares.
The Preferred Shares will be redeemed on the Redemption Date in accordance with the applicable procedures of The Depositary Trust Company.
The notice of redemption and related materials were delivered today to registered holders of record of the Preferred Shares. Questions relating to, and requests for additional copies of, the notice of redemption and related materials should be directed to the registrar and transfer agent for the Preferred Shares, Computershare Trust Company, N.A., 150 Royall Street, Canton, Massachusetts 02021 or via telephone at 800-522-6645 (toll free) or 201-680-6578 (non-U.S.).
Investors in the Preferred Shares should contact the bank or broker through which they hold a beneficial interest in the Preferred Shares for information about obtaining the Redemption Payment for the Preferred Shares in which they have a beneficial interest.
About Ally Financial Ally Financial Inc. (NYSE: ALLY) is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies. For more information, please visit www.ally.com
For more information and disclosures about Ally, visit https://www.ally.com/#disclosures.
For further images and news on Ally, please visit http://media.ally.com.
Contacts: Sean Leary
Ally Investor Relations
704-444-4830
sean.leary@ally.com
Peter Gilchrist
Ally Communications (Media)
704-644-6299
peter.gilchrist@ally.com
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Cision
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- Goldman Sachs Raises Ally Financial Price Target to $56: Is the Auto Lender About to Hit Mid-Teens Returns?
May 4, 2026 · 247wallst.com
Ally Financial (NYSE:ALLY | ALLY Price Prediction) received a price target raise to $56 from $50 from Goldman Sachs on Monday, maintaining a Buy rating.
