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CFG

New York Stock Exchange
Citizens Financial Group, Inc. (Rhode Island) · Financial Services · Banks
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Highlights

Market Cap
$25.87B
PE Ratio
15.3899
EV to Ebitda
Earnings Yield
6.50%
Revenue (TTM)
$12.19B
Net Income (TTM)
$1.98B
Revenue (Annual YoY Growth)
-1.81%
Revenue (Quarterly YoY Growth)
3.24%
Profit Margin
16.20%
Return on Equity
7.69%
Debt to Equity Ratio
0.4705
Dividend Yield
0.00%

All fundamentals

Core10 fields
Market Cap$25.87B
Revenue TTM$12.19B
Shares Outstanding426.0M
Float454960090
Float Short3.67%
Days To Cover3.2609803235
Short Interest15493056.0
Insider Ownership1.25%
Relative Strength54.9
GARP1639
Growth Estimates16 fields
Revenue Growth (Annual)-1.81%
Revenue Growth (Quarterly YoY)3.24%
Operating Revenue Growth (Annual)0.094988
Operating Revenue Growth (Quarterly YoY)0.19453
3-Year Revenue Growth9.06%
5-Year Revenue Growth10.77%
EPS Growth (Annual)27.71%
EPS Growth (Quarterly YoY)46.96%
3-Year EPS Growth Rate-1.98%
5-Year EPS Growth Rate11.73%
LT EPS Growth Estimates24.23%
EBITDA Growth (Annual)-4.65%
CFO Growth (Annual)10.49%
FCF Growth (Annual)8.41%
Dividend Growth (Annual)2.38%
Dividend Growth (Quarterly YoY)9.52%
Operations21 fields
Revenue TTM$12.19B
Gross Margin TTM0.00%
Gross Margin (Quarterly)0.00%
Operating Margin TTM20.59%
Operating Margin (Quarterly)21.48%
Operating Expenses TTM$-2.51B
Profit Margin TTM16.20%
Profit Margin (Quarterly)17.09%
Net Income TTM$1.98B
EPS TTM4.2268
EPS (Quarterly)1.13
EBIT Margin TTM50.99%
EBIT Margin (Quarterly)49.83%
CFO % of Revenue TTM18.32%
Cash Margin22.33%
Capex % of Revenue TTM1.44%
Capital Expenditures$174.0M
FCF % of Revenue TTM16.88%
FCF % of Revenue (Quarterly)-8.15%
FCF TTM$2.04B
Fundamental Score7
Efficiency5 fields
ROE7.69%
ROA0.89%
ROIC5.23%
CROCI5.42%
Stock Comp % TTM0.99%
Valuation16 fields
P/E (TTM)15.3899
P/E Forward12.5399
P/S Forward3.0409
PEG0.4449
PEG Forward0.366
EV/Revenues (TTM)3.4559
EV/Revenues Forward4.6238
EV/CFO17.8684
EV/FCF (TTM)20.6862
Price To Book1.1518
Price to Tangible Book1.458
Earnings Yield6.50%
FCF Yield7.22%
Dividend Yield0.00%
Payout Ratio40.71%
Value Score8
Relative to Industry11 fields
Relative Gross Margin (Quarterly)0
Relative Profit Margin (Quarterly)1.1312
Relative P/E1.6058
Relative P/S1.3601
Relative P/B0.9348
Relative Earnings Yield0.6227
Relative Dividend Yield0.4757
Relative ROE0.5749
Relative ROA0.9308
Relative ROIC1.0635
Relative Debt to Equity0.3117
Liquidity12 fields
Current Ratio0.1299
Total Debt$12.26B
Goodwill & Intangibles$8.33B
Total Assets$227.92B
Total Liabilities$201.75B
Shareholders Equity$24.06B
Debt to Equity0.4705
Debt to Assets5.40%
Interest Expense$593.0M
Times Interest Earned10.484
CFO to Debt (TTM)0.18
Goodwill % of Assets3.66%
Yields5 fields
Dividend Yield0.00%
Payout Ratio40.71%
Earnings Yield6.50%
Buyback Yield1.47%
Shareholder Yield5.34%
Options Flow8 fields
Call Volume237
Put Volume292
Put/Call Ratio1.2320675105485233
Call $ Volume35946
Put $ Volume46090
Put/Call $ Ratio1.282201079396873
Call OI23683
Put OI12799

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