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KSPI

NASDAQ
Kaspi.kz JSC · Financial Services · Consumer Finance
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Highlights

Market Cap
$16.63B
PE Ratio
7.9987
EV to Ebitda
Earnings Yield
12.50%
Revenue (TTM)
$7.76B
Net Income (TTM)
$2.05B
Revenue (Annual YoY Growth)
43.94%
Revenue (Quarterly YoY Growth)
50.04%
Profit Margin
26.42%
Return on Equity
51.64%
Debt to Equity Ratio
0.1461
Dividend Yield
0.00%

All fundamentals

Core9 fields
Market Cap$16.63B
Revenue TTM$7.76B
Shares Outstanding189.9M
Float52647957
Float Short1.78%
Days To Cover3.6614171698
Short Interest1978029.0
Institutional Ownership0.19%
GARP1592
Growth Estimates14 fields
Revenue Growth (Annual)43.94%
Revenue Growth (Quarterly YoY)50.04%
Operating Revenue Growth (Annual)0.320799
Operating Revenue Growth (Quarterly YoY)0.351907
3-Year Revenue Growth39.77%
5-Year Revenue Growth38.04%
EPS Growth (Annual)-7.25%
EPS Growth (Quarterly YoY)-13.54%
3-Year EPS Growth Rate17.97%
5-Year EPS Growth Rate26.96%
CFO Growth (Annual)31.50%
CFO Growth (Quarterly YoY)-542.84%
FCF Growth (Annual)27.83%
Dividend Growth (Annual)-100.00%
Operations23 fields
Revenue TTM$7.76B
Gross Margin TTM0.00%
Gross Margin (Quarterly)0.00%
Operating Margin TTM32.95%
Operating Margin (Quarterly)31.04%
Operating Expenses TTM$-2.56B
Profit Margin TTM26.42%
Profit Margin (Quarterly)24.16%
Net Income TTM$2.05B
EPS TTM10.7317
EPS (Quarterly)2.8061
EBIT Margin TTM55.42%
EBIT Margin (Quarterly)53.83%
CFO % of Revenue TTM41.31%
CFO % of Revenue (Quarterly)-118.87%
CFO TTM$3.16B
Cash Margin40.76%
Capex % of Revenue TTM4.47%
Capital Expenditures$346.6M
FCF % of Revenue TTM36.80%
FCF % of Revenue (Quarterly)-124.71%
FCF TTM$2.81B
Fundamental Score7
Efficiency4 fields
ROE51.64%
ROA10.85%
ROIC42.77%
CROCI58.74%
Valuation17 fields
P/E (TTM)7.9987
P/E Forward7.9024
P/S Forward1.7749
PEG Forward6.4127
P/CFO5.2107
P/FCF5.8525
EV/EBITDA Forward5.7762
EV/Revenues (TTM)2.2221
EV/Revenues Forward1.8766
EV/CFO4.9974
EV/FCF (TTM)6.1232
Price To Book3.3174
Earnings Yield12.50%
FCF Yield17.09%
Dividend Yield0.00%
Payout Ratio0.00%
Value Score8
Relative to Industry11 fields
Relative Gross Margin (Quarterly)0
Relative Profit Margin (Quarterly)1.1687
Relative P/E0.2999
Relative P/S0.3517
Relative P/B0.4084
Relative Earnings Yield3.3346
Relative Dividend Yield3.2905
Relative ROE1.4966
Relative ROA0.7384
Relative ROIC2.0673
Relative Debt to Equity0.2067
Liquidity11 fields
Current Ratio0.9236
Total Debt$717.7M
Goodwill & Intangibles$1.67B
Total Assets$21.85B
Total Liabilities$16.72B
Shareholders Equity$4.91B
Debt to Equity0.1461
Debt to Assets3.28%
Interest Expense$0.00M
CFO to Debt (TTM)3.842
Goodwill % of Assets7.65%
Yields5 fields
Dividend Yield0.00%
Payout Ratio0.00%
Earnings Yield12.50%
Buyback Yield0.26%
Shareholder Yield-0.23%

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