SOFI

NASDAQ

SoFi Technologies, Inc. · Financial Services · Consumer Finance

Earnings call summary →

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Highlights

Market Cap

$20.04B

PE Ratio

36.6242

EV to Ebitda

14.361

Earnings Yield

2.73%

Revenue (TTM)

$5.14B

Net Income (TTM)

$576.9M

Revenue (Annual YoY Growth)

26.64%

Revenue (Quarterly YoY Growth)

35.83%

Profit Margin

11.22%

Return on Equity

6.61%

Debt to Equity Ratio

0.1771

Dividend Yield

0.00%

All fundamentals

Core11 fields›

Market Cap$20.04B

Revenue TTM$5.14B

Shares Outstanding1.28B

Float980197687

Float Short12.61%

Days To Cover2.5916609353

Short Interest158348342.0

Insider Ownership21.07%

Institutional Ownership43.73%

Relative Strength2.6

GARP2720

Growth Estimates15 fields›

Revenue Growth (Annual)26.64%

Revenue Growth (Quarterly YoY)35.83%

Operating Revenue Growth (Annual)0.391846

Operating Revenue Growth (Quarterly YoY)0.512881

3-Year Revenue Growth39.35%

EPS Growth (Annual)-2.33%

EPS Growth (Quarterly YoY)99.00%

3-Year EPS Growth Rate0.00%

5-Year EPS Growth Rate0.00%

LT EPS Growth Estimates38.00%

EBITDA Growth (Annual)48.08%

EBITDA Growth (Quarterly YoY)229.12%

CFO Growth (Annual)20.15%

FCF Growth (Annual)15.22%

FCF Growth (Quarterly YoY)-22.66%

Operations24 fields›

Revenue TTM$5.14B

Gross Margin TTM63.68%

Gross Margin (Quarterly)69.73%

Operating Margin TTM20.54%

Operating Margin (Quarterly)36.04%

Operating Expenses TTM$2.22B

Profit Margin TTM11.22%

Profit Margin (Quarterly)11.84%

Net Income TTM$576.9M

EPS TTM0.4396

EPS (Quarterly)0.12

EBIT Margin TTM20.65%

EBIT Margin (Quarterly)36.04%

EBITDA Margin TTM25.44%

EBITDA Margin (Quarterly)40.84%

EBITDA TTM$1.31B

CFO % of Revenue TTM31.98%

Cash Margin26.94%

Capex % of Revenue TTM5.27%

Capital Expenditures$251.1M

FCF % of Revenue TTM26.72%

FCF % of Revenue (Quarterly)67.47%

FCF TTM$1.27B

Fundamental Score5

Efficiency5 fields›

ROE6.61%

ROA1.26%

ROIC5.02%

CROCI11.68%

Stock Comp % TTM5.49%

Valuation18 fields›

P/E (TTM)36.6242

P/E Forward27.5775

P/E Ex-Cash29.9471

P/S Forward4.4242

PEG8.2434

PEG Forward0.5365

EV/EBITDA (TTM)14.361

EV/EBITDA Forward11.8049

EV/Revenues (TTM)3.6537

EV/Revenues Forward4.0282

EV/CFO19.5539

EV/FCF (TTM)14.7406

Price To Book1.9082

Price to Tangible Book2.3527

Earnings Yield2.73%

FCF Yield6.09%

Dividend Yield0.00%

Value Score2

Relative to Industry11 fields›

Relative Gross Margin (Quarterly)1.4

Relative Profit Margin (Quarterly)0.6254

Relative P/E1.8762

Relative P/S1.0699

Relative P/B0.4119

Relative Earnings Yield0.533

Relative Dividend Yield0

Relative ROE0.2736

Relative ROA0.3237

Relative ROIC0.5352

Relative Debt to Equity0.1091

Liquidity15 fields›

Cash Per Share2.9352

Current Ratio5.1576

Cash & ST Assets$3.76B

Total Debt$1.91B

Goodwill & Intangibles$1.61B

Total Assets$53.70B

Total Liabilities$42.89B

Shareholders Equity$10.81B

Debt to Equity0.1771

Debt to Assets3.57%

Interest Expense$410.5M

Times Interest Earned2.5859

CFO to Debt (TTM)0.5018

Debt to EBITDA (TTM)2.1129

Goodwill % of Assets3.00%

Yields4 fields›

Dividend Yield0.00%

Earnings Yield2.73%

Buyback Yield-15.59%

Shareholder Yield-14.44%

Options Flow8 fields›

Call Volume275129

Put Volume101380

Put/Call Ratio0.36848169404170406

Call $ Volume23424846

Put $ Volume13744095

Put/Call $ Ratio0.586731498683065

Call OI3190852

Put OI1568513