- Barclays Maintains a Buy on U.S. Bancorp (USB)
May 12, 2026
U.S. Bancorp (NYSE:USB) is one of the Best Undervalued Stocks to Buy Under $100. Recently, on May 5, Jason Goldberg from Barclays reiterated a Buy rating on the stock with a price target of $67. Earlier on April 30, Vivek Juneja reiterated a Sell rating on U.S. Bancorp (NYSE:USB) and lowered the price target from $58 to $57.5.
The ratings come after the company posted fiscal Q1 2026 earnings results on April 16. During the quarter, the company reported $7.29 billion in revenue, reflecting 4.74% year-over-year growth and ahead of expectations by $1.50 million. The GAAP EPS of $1.18 also topped expectations by $0.04.
Management noted that total net revenue, fee revenue, and noninterest expenses all topped previous guidance and remain in line with the company’s medium-term targets. The company added that revenue remains strong, driven by growth in business lines and fee categories. Looking ahead, at Q2, the company expects total net interest income and fee revenue to grow by 6% to 7% year-over-year.
J.P. Morgan noted that the slight reduction in the price target reflects the firm’s overall price adjustment for large-cap banks following Q1 results.
U.S. Bancorp (NYSE:USB) is a Minneapolis-based financial services holding company and the parent of U.S. Bank National Association. It provides diversified banking, investment, mortgage, trust, and payment services to consumers, businesses, and institutions through over 2,000 branches, digital platforms, and ATM networks.
While we acknowledge the potential of USB as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
READ NEXT: 10 Best Stocks to Buy While the Market Is Down and 14 Stocks That Will Double in the Next 5 Years.
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- 3 Reasons USB is Risky and 1 Stock to Buy Instead
May 12, 2026
Over the past six months, U.S. Bancorp has been a great trade, beating the S&P 500 by 8.4%. Its stock price has climbed to $55.23, representing a healthy 16.1% increase. This run-up might have investors contemplating their next move.
Is there a buying opportunity in U.S. Bancorp, or does it present a risk to your portfolio? Get the full breakdown from our expert analysts, it’s free.
Why Is U.S. Bancorp Not Exciting?
Despite the momentum, we don't have much confidence in U.S. Bancorp. Here are three reasons you should be careful with USB and a stock we'd rather own.
1. Net Interest Income Points to Soft Demand
Markets consistently prioritize net interest income over non-recurring fees, recognizing its superior quality compared to the more unpredictable revenue streams.
U.S. Bancorp’s net interest income has grown at a 5.9% annualized rate over the last five years, worse than the broader banking industry and in line with its total revenue. Its growth was driven by both an increase in its outstanding loans and net interest margin, which represents how much a bank earns in relation to its outstanding loan book.U.S. Bancorp Trailing 12-Month Net Interest Income
2. Low Net Interest Margin Reveals Weak Loan Book Profitability
The net interest margin (NIM) is a key profitability indicator that measures the difference between what a bank earns on its loans and what it pays on its deposits. This metric measures how efficiently one can generate income from its core lending activities.
Over the past two years, we can see that U.S. Bancorp’s net interest margin averaged a weak 2.7%. This metric is well below other banks, signaling its loans aren’t very profitable.U.S. Bancorp Trailing 12-Month Net Interest Margin
3. EPS Barely Growing
Analyzing the long-term change in earnings per share (EPS) shows whether a company's incremental sales were profitable – for example, revenue could be inflated through excessive spending on advertising and promotions.
U.S. Bancorp’s weak 4.7% annual EPS growth over the last five years aligns with its revenue performance. This tells us it maintained its per-share profitability as it expanded.U.S. Bancorp Trailing 12-Month EPS (Non-GAAP)
Final Judgment
U.S. Bancorp isn’t a terrible business, but it doesn’t pass our quality test. With its shares outperforming the market lately, the stock trades at 1.4× forward P/B (or $55.23 per share). Beauty is in the eye of the beholder, but we don’t really see a big opportunity at the moment. We're fairly confident there are better investments elsewhere. We’d recommend looking at our favorite semiconductor picks and shovels play.
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- Inflation Is Coming: 5 High-Yielding Stocks in Sectors That Will Thrive
May 12, 2026
You don't need to be an economist to determine that the path of least resistance for inflation will be higher as 2026 rolls on. While energy prices are the biggest determining factor, we have seen grocery prices, especially in the meat department, remain elevated for months, and electricity costs could rise as more data centers are built and come online. The bottom line is that energy prices touch everything, and while they likely won't stay above $100 when the Iran conflict is resolved, they will remain higher than previously anticipated for 2026.
Quick Read
Inflation could be poised to rise as oil prices remain elevated. Five sectors have typically thrived during periods of inflation and likely will do so again. Five high-yielding stocks reside in the “inflation-resistant” sectors, and all pay dependable dividends for growth and income investors. The analyst who called NVIDIA in 2010 just named his top 10 stocks and Bunge Global wasn't one of them. Get them here FREE.
One thing is for sure: history shows that five sectors tend to outperform during inflationary periods, and all offer some outstanding companies to invest in now. We found five stocks, one in each sector, and all are rated Buy at the top Wall Street companies we cover here at 24/7 Wall St.
The analyst who called NVIDIA in 2010 just named his top 10 stocks and Bunge Global wasn't one of them.Get them here FREE.
Here are the five sectors that typically do better during inflationary times:
Energy Materials/Commodities Real Estate Financials Consumer Staples
Obviously, the energy sector exploded higher at the outset of the conflict with Iran, but there are still outstanding opportunities. We screened all five sectors and found five outstanding companies, one in each sector that pays big, reliable dividends and should do well as 2026 progresses and prices stay elevated. Hopefully, the economy will remain strong enough that inflation doesn't turn into a period of stagflation, a term that describes a stagnant economy with inflation.
Energy: Enterprise Products Partners
This top midstream giant is an American midstream natural gas and crude oil pipeline company headquartered in Houston, Texas. Enterprise Products Partners (NYSE: EPD) is one of the most extensive publicly traded energy partnerships, paying a very reliable 5.89% dividend.
The company's debt-to-EBITDA ratio ranges from 3.1x to 3.4x, which is moderate for a midstream energy company, and its interest coverage ratio is 5x. Enterprise Products Partners generates strong free cash flow, with an operating cash flow of approximately $8.8 billion, resulting in around $4.2 billion in free cash flow annually, after deducting capital expenditures. Another significant benefit for shareholders is that most of the corporate debt is fixed-rate, thereby limiting the risk of rising interest rates.
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The company provides various midstream energy services, including:
Gathering Processing Transporting and storing natural gas, natural gas liquids (NGL), and fractionation Import and export terminalling Offshore production platform
The company has four reportable business segments:
Natural Gas Pipelines and Services NGL Pipelines and Services Petrochemical Services Crude Oil Pipelines and Services
One reason many analysts like the stock might be its distribution coverage ratio. The company’s coverage ratio is well above 1x, making it relatively less risky among the master limited partnerships.
Wells Fargo has an Overweight rating with a $42 target price objective.
Materials/Commodities: Bunge Global
While off the radar of many investors, this company, located outside St. Louis, pays a 2.26% dividend and could be a big winner the rest of 2026. Bunge Global (NYSE: BG) is an agribusiness and food company that operates through four segments:
Agribusiness Refined and Specialty Oils Milling and Sugar Bioenergy
The Agribusiness segment purchases, stores, transports, processes, and sells agricultural commodities and commodity products, including oilseeds, primarily soybeans, rapeseed, canola, and sunflower seeds, as well as grains comprising wheat and corn. It processes oilseeds into vegetable oils and protein meals.
This segment offers its products for:
Animal feed manufacturers Livestock producers Wheat and corn millers Oilseed processors Third-party edible oil processing Biofuel companies for biofuel production applications
The Refined and Specialty Oils segment sells packaged and bulk oils and fats that comprise:
Cooking oils Shortenings Margarines Mayonnaise Renewable diesel feedstocks Products for baked goods companies, snack food producers, confectioners, restaurant chains, foodservice operators, infant nutrition companies, other food manufacturers, grocery chains, wholesalers, distributors, and other retailers
This segment also refines and fractionates palm oil, palm kernel oil, coconut oil, shea butter, and olive oil, and produces specialty ingredients derived from vegetable oils, such as lecithin.
The Milling segment provides wheat flours and bakery mixes; corn milling products comprising dry-milled corn meals and flours, wet-milled masa and flours, and flaking and brewer's grits; soy-fortified corn meal, corn-soy blends, and other products; whole-grain and fiber ingredients; die-cut pellets; and non-GMO products.
The Sugar and Bioenergy segment produces sugar and ethanol, and generates electricity from burning sugarcane bagasse.
BMO Capital Markets has an Outperform rating with a target price of $150.
Real Estate: Simon Property Group
Simon Property Group (NYSE: SPG), a leading real estate company, is a self-administered and self-managed real estate investment trust (REIT) that pays a solid 4.23% dividend. It owns, develops, and manages premier shopping, dining, entertainment, and mixed-use destinations, primarily consisting of malls, Premium Outlets, and The Mills.
The company owns or holds an interest in approximately 196 income-producing properties in the United States, which consist of :
93 malls 70 Premium Outlets 14 Mills Six lifestyle centers 13 other retail properties in 37 states and Puerto Rico
It also holds an interest in 22 regional, super-regional, and outlet malls in the United States and Asia.
Additionally, redevelopment and expansion projects, including the addition of anchors, big-box tenants, and restaurants, are underway at properties in North America, Europe, and Asia. Internationally, the company owns 35 Premium Outlets and Designer Outlet properties, primarily located in Asia, Europe, and Canada. It also has two luxury outlet destinations in Italy.
Piper Sandler has an Overweight rating with a $230 target price.
Financials: U.S. Bancorp
Based in Minneapolis, this super-regional financial giant is an outstanding choice for growth and income investors now, offering a hefty 3.71% dividend. U.S. Bancorp (NYSE: USB) is a financial services holding company.
The bank's segments are:
Wealth Corporate Commercial and Institutional Banking Consumer and Business Banking Payment Services Treasury and Corporate Support
It offers a comprehensive range of financial services, including lending and deposit services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage, and leasing.
The company's banking subsidiary, U.S. Bank National Association (USBNA), is engaged in the banking business, principally in domestic markets. USBNA provides a range of products and services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions.
The non-banking subsidiaries offer investment and insurance products to customers primarily within their domestic markets, as well as fund administration services to a range of mutual and other funds.
Oppenheimer has an Outperform rating with a $73 target price.
Consumer Staples: Altria
Altria (NYSE: MO) is one of the world's largest producers and marketers of cigarettes and other tobacco-related products. It offers value investors a solid entry point and a 6.17% dividend. Altria manufactures and sells smokable and oral tobacco products in the United States, and it primarily sells cigarettes under the Marlboro brand, as well as:
Cigars and pipe tobacco, principally under the Black & Mild and Middleton brands Moist smokeless tobacco and snus products under the Copenhagen, Skoal, Red Seal, and Husky brands on! Oral nicotine pouches e-vapor products under the NJOY ACE brand
The company sells its tobacco products primarily to wholesalers, including distributors and large retail organizations, such as chain stores.
Altria used to own over 10% of Anheuser-Busch InBev (NYSE: BUD), the world's largest brewer. In March of 2024, the company sold 35 million of its 197 million shares through a global secondary offering. That represents 18% of its holdings but still leaves 8% of the outstanding shares in its back pocket. Altria also announced a $2.4 billion stock repurchase plan partially funded by the sale.
Altria increased its quarterly dividend in the fall of 2025 by 3.9%, from $1.02 to $1.06 per share, marking its 55th consecutive dividend increase.
UBS has a Buy rating with a $74 target price.
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- Inflation Is Coming: 5 High-Yielding Stocks in Sectors That Will Thrive
May 12, 2026 · 247wallst.com
You don't need to be an economist to determine that the path of least resistance for inflation will be higher as 2026 rolls on.
- USB DCF Analysis: Intrinsic Value $55 vs Price $54
May 12, 2026 · gurufocus.com
On May 12, 2026, we delve into the DCF analysis for U.S. Bancorp (USB), a company that has shown a year-to-date price increase of 5.1% and a remarkable 37.4% ri
- U.S. Bank Launches New Loan Product for Startup Dental and Veterinary Practices
May 11, 2026
Joe Persichetti, head of healthcare business banking, U.S. Bank.
Expanded offering latest step in bank’s initiative to serve healthcare practices nationwide
MINNEAPOLIS, May 11, 2026--(BUSINESS WIRE)--U.S. Bank is expanding its healthcare business banking offerings with a new startup loan product for dentists and veterinarians, giving clinicians a new option to build independent practices and serve patients in their communities.
The bank has previously offered loans for the acquisition of existing practices or for startup practices launched by existing owners. The new product extends that support to dentists and veterinarians launching first-time practices, broadening the choices available to healthcare professionals at a critical stage of their careers.
"We are excited to bring this new opportunity to dentists and veterinarians who want to pursue their dream of building and operating their own practices," said Joe Persichetti, head of healthcare business banking at U.S. Bank. "Our bankers live and work in the same communities as the dentists and veterinarians they serve, and they are there for them every step of the way as they build and grow their practices."
The new loan product, which launched early this year, will provide conventional lending opportunities to dental and veterinarian healthcare startups that meet industry experience, production capability, and credit parameters.
The bank launched its healthcare business banking group in 2023, offering a holistic suite of banking, payments and wealth management solutions to dental, veterinary and medical practices with up to $50 million in annual revenue. The bank has hired more than 100 bankers and staff members who provide personalized service in all 50 states.
"Our goal is to be the destination for doctors," Persichetti said. "We want to make banking easy for them so they can focus on what’s most important – their patients."
U.S. Bank has served the healthcare industry for most of its more than 160-year history. The bank provides a broad range of banking and payment services to healthcare organizations, including hospital systems, insurers, medical equipment manufacturers and medical, dental, and veterinary practices. In 2024, U.S. Bank acquired Salucro Healthcare Solutions LLC, which developed the technology powering the bank’s MedEpay platform for healthcare payments.
Disclosure: Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.
About U.S. Bancorp
Headquartered in Minneapolis, U.S. Bancorp is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. Our three major business lines serve 15 million clients throughout the U.S., Canada and Europe, and our team of nearly 70,000 people invest our hearts and minds to power human potential every day. Ranked 105th on the Fortune 500, we are deeply respected for our culture and long-term stewardship and admired for our diversified business mix and product capabilities.
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View source version on businesswire.com: https://www.businesswire.com/news/home/20260511301915/en/
Contacts
Rick Rothacker, U.S. Bank Public Affairs & Communications
richard.rothacker@usbank.com
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- U.S. Bank Launches New Loan Product for Startup Dental and Veterinary Practices
May 11, 2026 · businesswire.com
MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank is expanding its healthcare business banking offerings with a new startup loan product for dentists and veterinarians, giving clinicians a new option to build independent practices and serve patients in their communities. The bank has previously offered loans for the acquisition of existing practices or for startup practices launched by existing owners. The new product extends that support to dentists and veterinarians launching first-time practices, broa.
- U.S. BANK LAUNCHES NEW LOAN PRODUCT FOR STARTUP DENTAL AND VETERINARY PRACTICES
May 11, 2026
MINNEAPOLIS--(BUSINESS WIRE)--U.S. BANK IS EXPANDING ITS HEALTHCARE BUSINESS BANKING OFFERINGS WITH A NEW STARTUP LOAN PRODUCT FOR DENTISTS AND VETERINARIANS, GIVING CLINICIANS A NEW OPTION TO BUILD INDEPENDENT PRACTICES AND SERVE PATIENTS IN THEIR COMMUNITIES. THE BANK HAS PREVIOUSLY OFFERED LOANS FOR THE ACQUISITION OF EXISTING PRACTICES OR FOR STARTUP PRACTICES LAUNCHED BY EXISTING OWNERS. THE NEW PRODUCT EXTENDS THAT SUPPORT TO DENTISTS AND VETERINARIANS LAUNCHING FIRST-TIME PRACTICES, BROA.
- 3 Top Stocks to Buy in May
May 11, 2026
Key Points
Taiwan Semiconductor is benefiting from massive hyperscaler spend as a chipmaking partner. Amazon is demonstrating accelerated growth in many areas, and it's positioning itself for further growth in e-commerce, cloud services, and more. Lemonade's digital-native platform and AI use provide an alternative to legacy insurance companies.10 stocks we like better than Taiwan Semiconductor Manufacturing ›
Over the past few weeks, many artificial intelligence (AI) companies have reported strong growth, fueling renewed confidence and market highs. The S&P 500 is 8% as of this writing.
If you're looking for excellent stocks to add to your portfolio to ride the wave higher, I recommend Taiwan Semiconductor Manufacturing(NYSE: TSM), Amazon(NASDAQ: AMZN), and Lemonade(NYSE: LMND). They all feature strong AI components, and they also have excellent long-term prospects beyond current trends.
Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue »
Image source: Getty Images.
1. Taiwan Semiconductor
Taiwan Semiconductor, or TMSC, has been reporting fantastic results in a pattern that should make every investor look twice. The chip manufacturer is a partner to most of the major global tech companies, and today it plays a major role in AI development. Every chip company or tech company that's demonstrating strong growth points to continued momentum for TSMC.
Its earnings reports typically precede those of other tech companies and are a good signal of what's to come. In the 2026 first quarter, revenue increased 41% year over year, and gross margin expanded 7.4 percentage points to 66.2%. That's more like a service company, even though TSMC makes hardware. Operating margin was 58.1%, 9.6 percentage points higher than last year.
AI is its strongest growth driver right now. It's part of the high-performance computing segment, which was up 20% quarter over quarter and accounted for 61% of total revenue. As hyperscalers continue to build out and spend, Taiwan Semiconductor will get a piece of the action.
For the second quarter, management is projecting a 35% year-over-year increase in revenue, a 66% gross margin, and a 57.5% operating margin. Although that's a confidence-boosting outlook, it warned that the second half of the year would be tougher. It's dealing with increased prices and its own expansion efforts, including its new U.S.-based facilities. However, it expects the expansion to help it meet soaring demand.
TSMC stock should keep rising alongside AI, which is why it's a great time to buy.
2. Amazon
Amazon just reported outstanding first-quarter results with accelerated revenue growth, particularly in Amazon Web Services (AWS). CEO Andy Jassy's reassurance that its spend will pay off is happening, and his belief that customer spend will shift to the cloud seems to be coming true.
There was tremendous growth all over AWS and the AI platform. AWS continues to sign new deals with high-profile clients like U.S. Bank, AT&T, and Bloomberg, and Jassy said that clients engaging with AI through AWS are also spending more on core cloud services.
AI was the showstopper in the report, with triple-digit revenue growth and a plethora of high-value services. The chips business alone has a $20 billion run rate, and it's a complete stand-alone, serving many other companies besides Amazon.
The e-commerce business is also in excellent shape, and Amazon is reaching more customers with same-day shipping. It keeps getting faster, and it can now ship more than 90,000 items to customers in 2,000 cities within three hours.
The ad business is also demonstrating phenomenal performance, with AI leading to improved results and targeted campaigns, and sales were up 24% year over year.
While there were many other excellent updates, one notable one is the development of Amazon Leo, its satellite broadband business that is just getting ready for launch. Amazon is back on the upswing, and you can still get in for the ride.
3. Lemonade
Lemonade is an AI insurance disruptor that's growing by leaps and bounds. Although it's still a tiny outfit compared with the huge, legacy insurance companies, it presents a clear threat through its digital-native platform.
Customers are already sensing it, and they continue to join at a rapid pace. In the first quarter, in-force premium (IFP), the insurance company's top-line metric, increased 32% year over year, a trend of acceleration that's been ongoing for seven quarters.
The company touts its AI and machine learning algorithms that drive efficiency, so as IFP grows, spending has been roughly flat. That's been leading to improved profitability. And although it's still reporting losses, management is guiding for positive adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) by the end of this year and positive net income next year.
Lemonade is the only stock on this list that hasn't been getting market love lately, but that just gives smart investors an opportunity to buy more stock before it soars again.
Should you buy stock in Taiwan Semiconductor Manufacturing right now?
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Jennifer Saibil has positions in Lemonade and Taiwan Semiconductor Manufacturing. The Motley Fool has positions in and recommends Amazon, Lemonade, Taiwan Semiconductor Manufacturing, and U.S. Bancorp. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
- Here's Why U.S. Bancorp (USB) is a Strong Value Stock
May 8, 2026 · zacks.com
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
