Sign in Get started

WBK

New York Stock Exchange

Westpac Banking Corp · Financial Services · Banks - Diversified

Earnings call summary →

—

Loading quote…

Highlights

Market Cap

$69.97B

PE Ratio

21.3762

EV to Ebitda

—

Earnings Yield

4.68%

Revenue (TTM)

$14.93B

Net Income (TTM)

$3.44B

Revenue (Annual YoY Growth)

-6.93%

Revenue (Quarterly YoY Growth)

-5.04%

Profit Margin

23.07%

Return on Equity

7.12%

Debt to Equity Ratio

2.1393

Dividend Yield

0.00%

All fundamentals

Core8 fields›

Market Cap$69.97B

Revenue TTM$14.93B

Shares Outstanding3.67B

Float3663239137

Days To Cover0.5828

Short Interest321357.0

Institutional Ownership0.55%

GARP550

Growth Estimates17 fields›

Revenue Growth (Annual)-6.93%

Revenue Growth (Quarterly YoY)-5.04%

Operating Revenue Growth (Annual)-0.069301

Operating Revenue Growth (Quarterly YoY)-0.050369

3-Year Revenue Growth-6.41%

5-Year Revenue Growth-3.56%

EPS Growth (Annual)-67.58%

EPS Growth (Quarterly YoY)-2.26%

3-Year EPS Growth Rate-37.20%

5-Year EPS Growth Rate-26.03%

LT EPS Growth Estimates23.26%

EBITDA Growth (Quarterly YoY)-2.66%

CFO Growth (Annual)696.38%

CFO Growth (Quarterly YoY)1667.47%

FCF Growth (Annual)835.19%

Dividend Growth (Annual)-58.04%

Dividend Growth (Quarterly YoY)-8.87%

Operations13 fields›

Revenue TTM$14.93B

Operating Expenses TTM$5.23B

Profit Margin TTM23.07%

Net Income TTM$3.44B

EPS TTM0.8809

CFO % of Revenue TTM294.64%

CFO % of Revenue (Quarterly)142.69%

CFO TTM$27.35B

Cash Margin169.70%

Capex % of Revenue TTM6.12%

Capital Expenditures$914.0M

FCF % of Revenue TTM288.23%

FCF TTM$26.43B

Efficiency6 fields›

ROE7.12%

ROA0.54%

ROIC1.98%

CROCI15.22%

Stock Comp % (Quarterly)0.00%

Stock Comp % TTM0.00%

Valuation14 fields›

P/E (TTM)21.3762

P/E Forward12.3916

P/S Forward3.8347

PEG Forward0.9153

P/FCF1.6195

EV/Revenues (TTM)3.7404

EV/Revenues Forward4.2546

EV/CFO1.952

EV/FCF (TTM)1.5993

Price To Book1.0331

Price to Tangible Book1.2017

Earnings Yield4.68%

Dividend Yield0.00%

Payout Ratio16.11%

Relative to Industry9 fields›

Relative P/E1.9898

Relative P/S1.7328

Relative P/B1.2781

Relative Earnings Yield0.5026

Relative Dividend Yield0.7296

Relative ROE0.7001

Relative ROA0.7913

Relative ROIC0.6132

Relative Debt to Equity1.2778

Liquidity12 fields›

Cash Per Share7.0317

Current Ratio2171.9615

Cash & ST Assets$25.77B

Total Debt$117.27B

Goodwill & Intangibles$8.37B

Total Assets$676.71B

Total Liabilities$621.85B

Shareholders Equity$54.82B

Debt to Equity2.1393

Debt to Assets17.33%

CFO to Debt (TTM)0.2183

Goodwill % of Assets1.24%

Yields5 fields›

Dividend Yield0.00%

Payout Ratio16.11%

Earnings Yield4.68%

Buyback Yield0.04%

Shareholder Yield14.43%

News AI summary

Past 90 days of news, summarised by GPT

Click Generate to run a GPT analysis. Cached for 24h once generated.

Press release AI summary

Past 90 days of press releases, summarised by GPT

Click Generate to run a GPT analysis. Cached for 24h once generated.

Income statement AI analysis

Recent quarterly income statements with margin trends

Click Generate to run a GPT analysis. Cached for 24h once generated.

Balance sheet AI analysis

Recent quarterly balance sheets with leverage trends

Click Generate to run a GPT analysis. Cached for 24h once generated.

Cash flow AI analysis

Recent quarterly cash flow statements with FCF trends

Click Generate to run a GPT analysis. Cached for 24h once generated.

Income — last 8 quarters

Period	Revenue		Gross profit	Net income	EPS
Q2 2025	$10.54B		$10.54B	$3.32B	$0.96
Q4 2024	$10.82B		$29.35B	$3.64B	$1.00
Q2 2024	$10.23B		$56.32B	$3.34B	$0.86
Q4 2023	$10.38B		$10.38B	$3.20B	$0.82
Q2 2023	$10.61B		$10.61B	$4.00B	$1.03
Q4 2022	$9.18B		$9.18B	$2.42B	$0.63
Q2 2022	$10.09B		$10.09B	$3.28B	$0.83
Q4 2021	$10.75B		$10.75B	$2.01B	$0.49

SEC filings

Filed	Type
May 12, 2026	13F-HR	View →
May 1, 2026	15F-12B	View →
Apr 14, 2026	6-K	View →
Mar 26, 2026	6-K	View →
Mar 5, 2026	6-K	View →
Feb 13, 2026	6-K	View →
Feb 13, 2026	6-K	View →
Feb 10, 2026	13F-HR	View →
Feb 10, 2026	6-K	View →
Dec 11, 2025	6-K	View →
Dec 2, 2025	6-K	View →
Nov 14, 2025	13F-HR/A	View →

Top institutional holders

Holder	Shares	Change	As of
MANAGED ACCOUNT ADVISORS LLC	501.6K	+20.1K	Jun 30, 2015
CAPSTONE ASSET MANAGEMENT CO	285.3K	-10.6K	Jun 30, 2017
UBS AG	282.8K	+197.9K	Sep 30, 2014
Aperio Group, LLC	272.1K	-40.6K	Dec 31, 2020
Commonwealth Equity Services, Inc	57.7K	+3.2K	Jun 30, 2017
Calvert Investment Management, Inc.	51.6K	-317	Dec 31, 2016
Placemark Investments, Inc.	37.1K	-104	Dec 31, 2014
Lebenthal Asset Management, LLC	32.6K	+535	Mar 31, 2017
Lebenthal Holdings,LLC	31.7K	+4.1K	Jun 30, 2016
OLD MISSION CAPITAL, LLC	20.2K	+20.2K	Dec 31, 2020
Cornerstone Advisors, Inc.	18.9K	+2.0K	Sep 30, 2020
STERNE AGEE GROUP, INC.	18.1K	+5.7K	Mar 31, 2015
MSI Financial Services Inc	18.1K	+11.7K	Dec 31, 2016
Credential Securities Inc.	17.7K	-1.2K	Jun 30, 2018
Independent Portfolio Consultants, Inc.	17.1K	-1.7K	Jun 30, 2017

Recent news

Australia Investigates Potential A$1 Billion Mortgage Fraud Across Major Banks
Mar 16, 2026
This article first appeared on GuruFocus. Australia's mortgage market is facing renewed scrutiny after a report linked to Commonwealth Bank of Australia (CBAUF) suggested potential fraud tied to home loans could amount to about A$1 billion ($700 million). Speaking at the Australian Financial Review Banking Summit on Monday, Assistant Treasurer Daniel Mulino said anti-money laundering rules and the fight against scams remain a key priority for policymakers. Mulino indicated that Australia may not yet be operating at the bleeding edge of regulatory enforcement and suggested that further measures could possibly be needed to address the risks linked to fraudulent mortgage activity. Warning! GuruFocus has detected 3 Warning Sign with CBAUF. Is CBAUF fairly valued? Test your thesis with our free DCF calculator. The concerns follow reporting that a review commissioned by Commonwealth Bank of Australia (WBK) signaled loans supported by altered documentation across the broader banking sector could potentially exceed the earlier A$1 billion estimate. According to the Australian Financial Review, major lenders are working with the country's financial crimes watchdog to better understand the scale of the issue. The report also cited findings from consumer credit reporting firm Equifax, which identified borrowers who obtained mortgages using fraudulent documents and also secured loans from other banks, suggesting the activity may extend beyond a single institution. Industry leaders say the manipulation of borrower financial information is a longstanding issue, though the methods used in recent cases may be becoming more sophisticated. Westpac Banking Corp (WBC) CEO Anthony Miller said borrowers misrepresenting their income or assets has existed for as long as lending itself, adding that every bank has encountered versions of the issue. Miller said lenders may need to work more collectively by sharing information about problematic borrowers and pursuing prosecution against mortgage brokers who submit falsified documentation. View Comments
Commonwealth Bank of Australia, Westpac cut home loan rates after RBA move
Aug 12, 2025
(Reuters) -Commonwealth Bank of Australia, the country’s largest lender, and Westpac Banking (NYSE:WBK) Corp, the third-biggest, cut their standard variable home loan rates by 25 basis points on Tuesday following the Reserve Bank of Australia’s rate cut. The central bank lowered its cash rate by 25 basis points to 3.60% after wrapping up a two-day policy meeting, citing falling inflation and a loosening labour market, though it remained cautious on the prospect of further easing. CBA’s rate cut takes effect from August 22, while Westpac’s reduction becomes effective from August 26. The moves mark the latest response by Australia’s major banks to the RBA’s third rate cut this year, as borrowing costs continue to ease from their recent peaks. </p>
Australia's Westpac settles auto finance class action lawsuit for $81 million
Mar 14, 2025 · reuters.com
Australia's Westpac Banking Corp has reached an A$130 million ($81.84 million) settlement on a class action lawsuit against the lender over commissions paid to auto dealers over five years, the bank said on Friday.
Australian lender Westpac reports 13% rise in first-quarter profit
Feb 16, 2025 · reuters.com
Australia's Westpac Banking posted a 13% rise in its first-quarter net profit on Monday, helped by growth in customer deposits and housing and business loan volumes.
U.S. Dollar Index at 110 could trigger euro parity: Westpac
Jan 16, 2025 · youtube.com
Richard Franulovich of Westpac Institutional Bank believes the euro still has some room to breathe before it hits parity with the U.S. dollar, amid multiple fiscal uncertainties in Germany and France.
Westpac admits to overcharging more than 24,000 customers in New Zealand
Dec 22, 2024 · reuters.com
New Zealand's financial regulator on Monday said that Australian lender Westpac's local unit admitted to overcharging and misleading more than 24,000 personal and business customers by not providing advertised discounts and benefits.
Gold will contend with higher yields and shallower rate cuts in 2025, spot price to average $2,700/oz – Westpac
Dec 17, 2024 · kitco.com
Ernest Hoffman is a Crypto and Market Reporter for Kitco News. He has over 15 years of experience as a writer, editor, broadcaster and producer for media, educational and cultural organizations.
Westpac Annual Profit Falls 3%, But Upbeat on Prospects
Nov 3, 2024 · wsj.com
The lender said its annual net profit fell by 3%, but signaled hopes that demand for housing and business credit will rise in 2025 as Australia's central bank joins global counterparts in cutting interest rates.
Australian lender Westpac's annual profit falls 3%, increases buyback
Nov 3, 2024 · reuters.com
Australia's Westpac Banking Corp reported a 3% fall in annual profit on Monday, due to rising costs and intense competition in the mortgage market, while it increased its buyback program by an additional A$1 billion.
Australia's Westpac appoints Peter Herbert as acting CEO of business segment
Oct 23, 2024 · reuters.com
Australia's Westpac said on Thursday Peter Herbert will be appointed as acting chief executive for its business and wealth segment, effective Nov. 5.